Cash Out Refinance
If you plan to use all of the funds from your Equity Loan in a single draw, like for a large single project or large purchase, a cash-out refinance might be the better option for you.
This option might also be best if you still have a first mortgage on your home and wish to have one payment rather than two, or you would like to have a consistent payment, or if you want to lower your current interest rate. Funds can be used for any purpose you like... Just like a HELOC!
Ready to apply?
Call one of our experienced lenders for more information.
To see what you may need to bring, check out our application information below.
Apply for a Loan
We are proud to offer a variety of loans to help meet your financial needs. Our loan officers are ready to meet with you, and help choose the loan that is right for you.
Please contact a loan officer at any of our branches to apply for a loan.
When applying for a loan, you may be asked to provide the following documentation:
- Last two years W-2s
- Pay Stubs for the last 30 days
- Last two year's federal tax returns
- Personal Financial Statement
- If currently renting, landlord's name & address for past two years
- Valid sales contract signed by both parties (if a purchase transaction)
- Proof of insurance
- If refinance, copy of insurance policy and copy of deed
- Corporate tax returns for last two years if ownership is 25% or more (if a business loan)
- Year to date Profit & Loss (if a business loan)
We can help with:
- Purchasing a vehicle
- Purchasing an RV, boat, 4 wheeler or motorcycle
- Purchasing of Farm Equipment
- Agriculture needs
- Debt consolidation
- Vacations
- Home purchase or New Construction
- Home improvements
- Unexpected expenses
Loan types to meet your needs:
- Auto Loans
- Boat, RV, and Motorcycle Loans
- Loans secured with CD's, etc.
- Unsecured Loans
- Real estate Loans
- Lines of Credit
- Commercial loans
