Personal Loans

United Citizens Bank offers a variety of personal loan products to suit your needs.

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We'll get you on the path to where you want to go.

We can finance your dreams-whatever they may be.

From cars, to boats, to vacations, to braces, and everything in between. Let us help you with your big purchases and get you moving toward your goals. Come talk to one of our friendly local loan officers to find out more. 


Ready to apply?

Call one of our experienced lenders for more information.
To see what you may need to bring, check out our application information below.

Apply for a Loan

We are proud to offer a variety of loans to help meet your financial needs. Our loan officers are ready to meet with you, and help choose the loan that is right for you.

Please contact a loan officer at any of our branches to apply for a loan.

When applying for a loan, you may be asked to provide the following documentation:

  • Last two years W-2s
  • Pay Stubs for the last 30 days
  • Last two year's federal tax returns 
  • Personal Financial Statement
  • If currently renting, landlord's name & address for past two years
  • Valid sales contract signed by both parties (if a purchase transaction)
  • Proof of insurance
  • If refinance, copy of insurance policy and copy of deed
  • Corporate tax returns for last two years if ownership is 25% or more (if a business loan)
  • Year to date Profit & Loss (if a business loan)

We can help with:

  • Purchasing a vehicle
  • Purchasing an RV, boat, 4 wheeler or motorcycle
  • Purchasing of Farm Equipment
  • Agriculture needs
  • Debt consolidation
  • Vacations
  • Home purchase or New Construction
  • Home improvements
  • Unexpected expenses

Loan types to meet your needs:

  • Auto Loans
  • Boat, RV, and Motorcycle Loans
  • Loans secured with CD's, etc.
  • Unsecured Loans
  • Real estate Loans
  • Lines of Credit
  • Commercial loans
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