Consumer Disclosure Regarding Conducting Business Electronically, Receiving Electronic Notices and Disclosures, and Signing Documents Electronically.

Please read the following information, by proceeding forward and signing this document you are agreeing that you have reviewed the following consumer disclosure information and consent to transact business using electronic communications, to receive notices and disclosures electronically, and to utilize electronic signatures in lieu of using paper documents. This electronic signature service is provided on behalf of clients, “United Citizens Bank & Trust Co.” who are sending electronic documents, notices, disclosures or requesting electronic signatures to you through Adobe® Acrobat ® Sign.

You are not required to receive notices and disclosures or sign documents electronically. If you prefer not to do so, you may request to receive paper copies and withdraw your consent at any time described below.

Use of the Service requires a standards-compliant web-browser which supports the HTTPS protocol, HTML, and cookies. Viewing PDF documents requiring additional software such as Adobe Reader® or similar.

Receiving Paper Copies

At any time, you may request from us (United Citizens Bank & Trust Co.) a paper copy of any record provided or made available electronically to you by us. If you wish for us to send you paper copies of any such documents from our office to you, you will be charged a $1.00 per-page fee.  You will have the ability to download and print any open or signed documents sent to you through the Acrobat Sign Service using the PDF and Print icons.

Withdrawing Your Consent

You may withdraw your consent to receive electronic documents, notices, or disclosures at any time. To withdraw your consent, you can decline to sign, you must notify United Citizens Bank & Trust Co. that you wish to withdraw consent and to provide your future documents, disclosures, and disclosures in paper format. After withdrawing consent if at any point in the future you proceed forward and utilize the electronic signature system you are once again consenting to receive notices, disclosures, or documents electronically.

How to contact United Citizens Bank & Trust

You must contact us to let us know of your changes as to how we may contact you electronically, to request paper copies of certain information from us, and to withdraw your prior consent to receive notices and disclosures electronically, and as follows:

 You can call United Citizens Bank & Trust Co. at (502) 532-7392, Send us an email to ucb@unitedcitizensbank.com and in the body of such request you must state your email, full name, mailing address, and telephone number, or stop by in person to one of our Branch Locations.

Update Contact Information

To let us know of a change in your email address where we should send notices and disclosures electronically to you, you must send an email message to us at ucb@unitedcitizensbank.com and in the body of such request you must state: your previous email address, your new email address, you can call United Citizens Bank & Trust Co. at (502) 532-7392, or stop by in person to one of our Branch Locations.

Acknowledging your access and consent

By clicking ‘Click to sign” you confirm that you can access and read the Electronic Record and Signature Disclosure.

United Citizens Bank & Trust Co. reserves the right to restrict or terminate your access to electronic signature with Adobe Acrobat Sign at any time. We will notify you promptly by phone or email if this action occurs.

For further assistant please contact us at (502) 532-7392.